March 2025

The paradox of inclusive FinTech and the reality of exploitation: A case study of African countries

This study examines the paradoxical role of financial technology (FinTech) in African nations' inclusive finance practices, investigating how it simultaneously promotes financial access while potentially deepening economic inequalities. Through systematic literature review and directed content analysis, the research evaluates the impact of mobile payments and digital loans on vulnerable populations, with particular...

Author(s): Hsin-Hao Lin and Yu-Kang Lee