African Journal of
Business Management

  • Abbreviation: Afr. J. Bus. Manage.
  • Language: English
  • ISSN: 1993-8233
  • DOI: 10.5897/AJBM
  • Start Year: 2007
  • Published Articles: 4188

Table of Content: March 2024; 18(3)

March 2024

The failure of farmers' organizations to repay microcredits granted by MFIs: Determining factors in the Cameroonian context

The aim of this article is to analyze and identify the factors that explain the failure of farmers' organizations (FOs) to repay microcredits received from microfinance institutions (MFIs) to finance their projects. Default of a FO is observed when the monthly installment of a loan is partially reimbursed, reimbursed late, or not at all. Through the prism of agency theory, informational asymmetry, and contingency...

Author(s): Romuald Koye, Léopold Djoutsa Wamba and Halidou Mamoudou

March 2024

Financial literacy and regulated financial services uptake in Uganda: The mediating role of digital platform usage

The study investigates the influence of financial literacy on the uptake of Regulated Financial Services (RFS) among members of Village Saving and Lending Associations (VSLAs) in Uganda, which is currently lower than the global and national goal of universal access. A cross-sectional survey design employing both quantitative and qualitative approaches was utilized. The qualitative aspect validates responses obtained...

Author(s): Mary Maurice Nalwoga Mukokoma, Asonitou Sofia, Dorothy Ssendagire and John Baptist Kowa